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General Components of Injury Claim Compensation There are expenses that can be printed on receipts and added up, but there are some costs that aren't always quantifiable. These damages that aren't quantifiable are covered by general compensatory damages. Special damages are the costs that can be calculated in clear-cut numbers, such as medical bills and lost wages. Your compensation for injury claims is determined by these damages. Medical expenses Medical bills are a frequent element of settlements for personal injuries, particularly for those suffering from severe or permanent injuries. A spinal cord injury victim for instance, could require multiple surgeries to treat secondary complications, including pressure ulcers, bowel or bladder spasticity, or bone density issues. The guidelines for the evaluation of medical expenses in the case of personal injury vary from state to state. In general, insurance companies will require proof that medical expenses incurred were because of the accident. This could include medical bills and invoices, and also proof of the types of treatments that were deemed essential. In certain instances expert testimony is required to justify the need for specific treatments and to prove that the costs were connected to the accident. In addition to the past medical expenses, injured victims can also seek compensation for future medical expenses. This is known as special damages and is component of the financial settlement awarded to the victim. Our attorneys will work with your doctor to develop a medically-sound treatment plan for you. We'll also take into account any prescription medications that are necessary for your treatment and any home or equipment modifications needed to accommodate an injury. However, the future medical expenses aren't easy to prove without proof that the injury will have a an impact on your lifestyle. This is the reason it's essential to choose a knowledgeable personal injury attorney who understands the importance of accurately calculating future medical expenses. Contact PKSD to find out more about how we've helped victims of serious accidents receive compensation. Loss of wages Economic damages are part of the settlement for injuries. These losses are what your earnings would have been if you had not suffered an injury that prevented you from working. These losses can include the cost of overtime, seasonal work and other income that you could have earned. An award for the loss of wages is meant to get you back in the financial position you were in prior to the accident. In the majority of cases, an insurance company will determine your lost wage based on the hourly rate you earn and the number hours you missed due to the accident. This is especially true for workers who are paid hourly. When you file a lost wage claim, you must be able to prove that your injuries did keep you from working. You must submit a doctor's letter detailing your injuries and the impact they've had on your ability to work. This is also backed with a copy of your pay tax returns or stubs. You may also be entitled to compensation for the value of any vacation or sick days you used during your recovery. These days are equivalent to one day's wage. In some cases, your injury may be permanent and limit your ability to work. If your injuries are permanent you may be entitled to compensation for your loss of earning capacity. A reduced earning capacity is typically determined by a physician. An experienced attorney can help you determine the value of your decreased earnings capacity. They can assist you to gather documentation of your injuries and lost income and then submit them to the insurance company to ensure that you're awarded the most money possible for your situation. Suffering and pain In the case of pain and suffering, they are damages which cannot be quantified in the same way as medical expenses or lost wages. It is more subjective and hard to establish a dollar amount on, yet it is an essential element in any personal injury case. This is because the damages that are covered include those that are not immediately apparent, like mental distress, emotional distress and anxiety. The most important aspect to consider when proving pain and suffering is evidence that is reliable. This can include prescription records that document the type and amount of pain medication you have taken or notes from doctors and other medical professionals about how the accident has had an impact on your life, and photographs of your injuries, like broken bones, a mark or other physical marks. It is also essential to be honest with your lawyer about how much pain and suffering you have endured and how it adversely affected your life. There are several methods of calculating the amount of suffering and pain you must be compensated for. One is the multiplier method where you add the economic losses you have suffered and then multiply that amount by a factor between 1.5-5. Per diem is another method, where you receive an amount of money fixed each day starting from the date your accident occurred until you reach your maximum medical improvement. It is important to remember that the jury will determine the amount of suffering and pain you've suffered. It is difficult to establish a value in dollars on non-economic damages, and the jury may take their time evaluating the effects of your accident on your life and on the quality of your living. Damages to Property Damage Depending on the severity of your injuries, it could take an extended time to prepare your case for trial. Your lawyer will need to take care of all medical expenses including hospitalizations or surgeries, doctor's visits and physical therapy sessions, as well as prescription medications. Your personal injury lawyer may be able recover these costs in your settlement even if still paying for health insurance. Damages to property are another type of compensation available to accident victims. These awards are made to pay for any destruction or damage that was caused by another party's negligence. This can include the destruction of property such as your car or home, or personal property, like jewellery or a cellphone. Property damage claims might be part of an injury claim that is larger or be the subject of their own lawsuit. General damages compensate for pain and suffering. Compensatory damages are meant to put the victim in the same place as if their injuries had never occurred. They are usually difficult to quantify, and can vary from the small amount of a few thousand dollars for minor cases to millions of dollars for severe injuries or disabilities. Finally, punitive damages punish the defendant for their actions and deter them from repeating the same similar thing again in the future. They are a rare thing and reserved for the most egregious or malicious of conduct. While they aren't an option in every personal injury case, it is crucial to take into consideration all types of compensation you could get when evaluating your case. If you've suffered an injury, call a New York personal injury law firm to discuss your options. They can help you file all the necessary paperwork within the statute of limitations applicable to you. Damages for emotional distress Emotional distress is part of the umbrella of suffering and pain but is a much more subjective form of damage that can be hard to prove. Victims may experience anxiety and fear, insomnia, depression and humiliation after an accident that is serious. The loss of enjoyment in life is also associated with emotional distress. This could be as simple as a fear of driving following an accident, or the inability for a person to maintain a posture due to an injury that causes severe headaches. The court will review the specifics of your case to determine if you're entitled to compensation for emotional distress. Your lawyer can assist you gather the required documentation to prove your claim. This could include medical records and psychiatric reports, pictures of the scene of the accident, journal entries on what you felt like after the accident, and other evidence relevant to your claim. If the incident was particularly difficult, you might consider filing an action for intentional infliction. This is a less well-known type of non-economic damage. Spokane Valley injury attorneys YouTube requires proof that a defendant's actions were negligent or meant to cause mental pain and physical harm. While there is some skepticism about these types of claims, they are generally legitimate and are compensated in the same manner as other types of economic or physical injury. The right lawyer on your side can make all the difference to winning your case and receiving the financial support you need. If you feel you've suffered injuries due to someone else's negligence it's important that you consult with a qualified injury lawyer.